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First State Bank of Altus
721 North Main Street
Altus, OK 73521
FDIC Certificate #: 9873   Bank Charter Class: NM
Definition Dollar figures in thousands
First State Bank of Altus
Altus, OK
December 31, 2005
First State Bank of Altus
Altus, OK
December 31, 2004
     Assets and Liabilities
1Total employees (full-time equivalent) 4845
2Total assets 97,644130,773
3<Cash and due from depository institutions 2,3343,693
4Interest-bearing balances 71,518
5Securities 36,34935,840
6Federal funds sold & reverse repurchase agreements 6,6356,095
7Net loans & leases 44,03877,170
8Loan loss allowance 689604
9Trading account assets 00
10Bank premises and fixed assets 2,3512,222
11Other real estate owned 185676
12Goodwill and other intangibles 00
13All other assets 5,752 5,077
14Life insurance assets N/AN/A
15Total liabilities and capital 97,644130,773
16Total liabilities 87,538121,643
17Total deposits 86,368120,722
18Interest-bearing deposits 66,379105,738
19Deposits held in domestic offices 86,368120,722
20% insured N/AN/A
21Federal funds purchased & repurchase agreements 00
22Trading liabilities 00
23Other borrowed funds 00
24Subordinated debt 00
25All other liabilities 1,170921
>26Total equity capital 10,1069,130
27 Total bank equity capital 10,1069,130
28Perpetual preferred stock 00
29Common stock 400400
30Surplus 600600
31Undivided profits 9,1068,130
32Noncontrolling interests in consolidated subsidiaries N/AN/A
Memoranda:
33Noncurrent loans and leases 757777
34Noncurrent loans that are wholly or partially guaranteed by the U.S. government 00
35Income earned, not collected on loans 798990
36Earning assets 87,029120,623
37Long-term assets (5+ years) 2,3993,139
38Average Assets, year-to-date 110,323108,591
39Average Assets, quarterly 97,210117,404
40Volatile liabilities 10,16112,630
41Insider loans 187149
42FHLB advances 00
43Loans and leases held for sale 00
44Unused loan commitments 649,73863,007
45Tier 1 (core) risk-based capital 10,6229,296
46Tier 2 risk-based capital 689604
47Total risk weighted assets 56,813 59,655
48 Total unused commitments 649,738 63,007
49Restructured Loans and leases 00
50Derivatives 00

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